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Pricing

Here's what it costs to use MiniPay1. You pay a small Celo network fee when you send. When you move between local currency and digital dollars, the third-party provider you choose charges its own fee, and you see it before you confirm.

What you do What it costs Charged by
Open and hold a MiniPay wallet Free. No account, holding or periodic fees —
Send USDT or USDC to another MiniPay user Network fee, typically under US$0.01 per transfer Celo network
Receive USDT or USDC Free —
Create or claim a MiniPay Cash Link Free to create and claim, and your recipient receives the full amount. A network fee may apply when you fund the link, as with any transfer —
Swap between USDT and USDC (Pockets) Set by our swap partner and the network, and shown in the swap screen before you confirm Squid (third-party partner) and Celo network
Top up by card, Apple Pay, Google Pay or bank transfer Set by the provider and shown before you confirm. Some providers charge no fee.2 Third-party provider
Withdraw to local currency Set by the provider and shown before you confirm Third-party provider
All amounts are quoted in US dollars. You may experience lower returns or higher fluctuations due to the British pound to US dollar exchange rates.

2Zero-fee top-ups and withdrawals are available in select markets with select third-party providers. Third-party restrictions and Terms and Conditions apply.

About network fees

Every transfer on the Celo blockchain carries a network fee. It is a flat fee per transaction, not a percentage of the amount you send. It is typically under US$0.01 and can rise when the network is busy.

About exchange rates

When you convert between local currency and digital dollars, the provider sets the exchange rate, which may include a margin above the market rate. The app shows the rate, the fee and the amount you'll receive before you confirm.