1. This is a contract. These Terms of Service (“Terms”), along with Blueboard’s Privacy Statement, form a legally binding contract between you and Blueboard Limited (“Blueboard” and “we,” “us”, or “our”). By using the Services (as defined below), you are agreeing to be legally bound by these Terms and relevant Service Specific Terms. If you don’t agree with these Terms, you shouldn’t start using the Services or you must discontinue using the Services. As used in these Terms, the word “Services” applies to online services provided to you by Blueboard through its websites, applications, and/or APIs, including:
   • a crypto non-custodial wallet service; and
   • such other and additional services as we may offer from time to time.
2. Eligibility. You must be at least 18 years old or qualify as an adult in your country of residence.
3. Privacy. Your access to the Services are subject to Blueboard’s privacy and data security practices. You can always read about how we collect and use data by visiting our Privacy Statement.
4. Keep your account secure. You are responsible for all matters relating to your accounts, including blockchain accounts or wallet addresses through which you interact with the Services, and for ensuring that all uses thereof comply fully with these Terms. You are responsible for protecting the confidentiality of the login information, passwords, and/or private keys and recovery phrases for the accounts through which you interact with our Services. You are responsible for the software installed on devices you use to access the Services. In particular, you must ensure that those devices are free of spyware, malware or other malicious software, and your operating system, antivirus and firewall software is up-to-date.
5. We expect you to be a responsible user. You agree to be a responsible user, to respect the rights of others and not to use the Services for any purpose that is unlawful or prohibited by these Terms. In particular, you represent, warrant, and agree NOT to:
   • violate any applicable local, national, or international laws and regulations when using the Services;
   • employ any device, scheme or artifice to defraud, or otherwise materially mislead, Blueboard or its affiliates or other users of the Services, including by impersonating or assuming any false identity;
   • violate, breach or fail to comply with any applicable provision of these Terms or any other terms of service, privacy policy, trading policy or other contract governing the use of any the Services;
   • not to engage or attempt to engage in or assist any hack of or attack on the Services, Blueboard, its affiliates or other users of the Services; or
   • use the Services in a manner infringing the copyright, trademark, patent, trade secret or other intellectual property or other proprietary rights of others, or upload, or otherwise make available, files that contain images, photographs, software, or other material protected by intellectual property laws (including, copyright or trademark laws) or rights of privacy or publicity unless you either own or control the rights thereto or have received all necessary consents.
6. The Services are not available in all countries. The Services are made available to users in qualifying countries and are void where prohibited. In particular, we do not offer or make available any crypto-related services to users located in the People’s Republic of China. You agree not to use or attempt to use the Services where prohibited under applicable laws or regulations in your country.
7. You must take responsibility for any damages you cause. You agree to indemnify and hold Blueboard, its parents, subsidiaries, affiliates, officers, and employees, harmless from any claim, demand, or damage, including reasonable attorneys’ fees, asserted by any third party due to or arising out of your use of or conduct on the Services.
8. The Services are provided without any warranties or guarantees. Blueboard does not guarantee that your use of the Services will be problem free. Although we work hard to provide the highest quality software and services, we cannot and do not guarantee that they will work perfectly every time or in every respect. That is to say, the Services are provided “as is” without warranties of any kind. Blueboard and/or its respective suppliers hereby disclaim all warranties and conditions with regard to the Services, including all implied warranties and conditions of merchantability, fitness for a particular purpose, title, and non-infringement. Blueboard does not represent or warrant that the Services will be uninterrupted or error free, that defects will be corrected, or that the Services or the server that makes them available are free of viruses or other harmful components. You agree that Blueboard shall not be responsible for unauthorized access to or alteration of your devices, transmissions or data, any material or data sent or received or not sent or received, or any transactions entered into through the Services.
9. Certain functionality is provided by third parties. Certain functionality is provided by third parties. Blueboard does not facilitate or provide fiat to crypto exchange, crypto to fiat exchange, or crypto to crypto exchange services. Some functionality accessible through the Services is provided by other companies, including in some cases Opera group affiliates of Blueboard (“Third Party Services”). Third Party Services may be subject to separate terms and conditions. Blueboard has no control over and no responsibility for Third Party Services. Inclusion of, linking to, or permitting the use or installation of any Third Party Services does not imply approval or endorsement thereof by Blueboard.
10. The Services may be changed or terminated. Blueboard reserves the right at any time to modify or discontinue the Services in whole or in part, and to terminate your access to the Services at any time, with or without notice. You agree that Blueboard shall not be liable to you or to any third party for any modification, suspension or discontinuance of the Services. Blueboard reserves the right to assign its rights and responsibilities under these Terms to any third party. You may stop using the Services at any time. The Services termination causes the Software Services license termination.
11. Blueboard is not responsible for any damages you may incur as a result of your use of the Services. In no event shall Blueboard or its affiliates and suppliers be liable for any direct, indirect, punitive, incidental, special, consequential damages, or any damages whatsoever including, without limitation, damages for loss of use, data, or profits, arising out of or in any way connected with the use or performance of the Services, with the delay or inability to use the Services, the provision of or failure to provide any Services, or for any information, software, products, services, and related graphics obtained through the Services, or otherwise arising out of the use of the Services, whether based on contract, tort, negligence, strict liability, or otherwise, even if Blueboard or any of its suppliers has been advised of the possibility of damages. Because some jurisdictions do not allow the exclusion or limitation of liability for consequential or incidental damages, the above limitation may not apply in every instance. If you are dissatisfied with any portion of the Services, or with any of these terms, your sole and exclusive remedy is to discontinue using the Services and related websites.
12. You are responsible for assessing the risk of your activities. Blueboard also does not provide trading, investment or brokerage accounts or facilities, nor does Blueboard provide investment or any other financial advice of any kind. As with any asset, the value of digital assets can go up or down and there can be a substantial risk that you lose money buying, selling, holding, or investing in digital assets. You are solely responsible for determining whether the purchase of digital assets is appropriate for you in light of your financial condition and degree of financial sophistication.
13. We need you to respect trademarks. The OPERA word mark and the “Opera” and “O” logos are registered trademarks of Blueboard’s affiliate, Opera Norway AS, in Norway, the European Union and other countries or regions. All rights are reserved by Opera Norway AS. All other trademarks appearing in the Services are the property of their respective owners.
14. You are only granted a limited license to use the Software Services. Subject to the terms and conditions of this EULA, Blueboard hereby grants you a personal, limited, non-exclusive, non-transferable, non-sublicensable license to use the executable code version of the Software Services solely as installed on your mobile Internet enabled device. You may only use the Software Services as expressly authorized in this EULA.
15. You must respect our rights in the Software Services. Unless expressly permitted by law, you may not copy, decompile, reverse engineer, disassemble, attempt to derive the source code of, modify, or create derivative works of the Software. You may not remove, obscure, or alter any copyright notice or other proprietary rights notices affixed to or contained within the Software Services. You may not separate the component programs of the Software Services for use on different computers or sublicense, lease, rent, loan, or distribute the Software to any third party. You may not permit, direct or authorize any third party to take any action with respect to the Software Services which is inconsistent with the terms set forth in this EULA.
16. The Software Services contains our valuable intellectual property. You acknowledge and agree that the Software Services, including its sequence, structure, organization, source code and applicable documentation, contains valuable trade secrets and other intellectual property. The Software Services are licensed and not sold to you, and no title or ownership to such Software Services or the intellectual property rights embodied therein is granted to you. The Software Services are the exclusive property, and all rights in and to the Software Services not expressly granted to you in this Agreement are reserved. Nothing in this EULA will be deemed to grant, by implication, estoppel or otherwise, a license under any existing or future patents, except to the extent necessary for you to use the Software Services as expressly permitted under this EULA. You acknowledge and agree that any actual or threatened breach of this EULA will constitute immediate, irreparable harm to Blueboard for which monetary damages would be an inadequate remedy, and that injunctive relief is an appropriate remedy for any such breach or violation.
17. These General Terms are based on Norwegian law. These General Terms are governed by the laws of Norway without giving effect to any conflicts of law principles that may require the application of the laws of a different country. The United Nations Convention on Contracts for the International Sale of Goods does not apply to these General Terms. All actions or proceedings arising under or related to these General Terms must be brought in the Oslo City Court, and each party hereby agree to irrevocably submit to the jurisdiction and venue of any such court in all such actions or proceedings. If any provision of these General Terms is determined by a court of competent jurisdiction to be invalid, illegal, or unenforceable, the remaining provisions of these General Terms shall not be affected or impaired thereby.
    If any provision of these Terms is determined by a court of competent jurisdiction to be invalid, illegal, or unenforceable, the remaining provisions of these Terms shall not be affected or impaired thereby.
18. Blueboard may modify these Terms. Blueboard may update these Terms from time to time. The current version of these Terms is posted here. It is your responsibility to remain informed of any changes because you are legally obligated to abide by the latest versions of these Terms. You may not assign or transfer your rights under these Terms without obtaining Blueboard’s prior written consent, and any purported assignment or transfer in violation of this section will be null and void.
19. Notice to rights holders. If you believe that any content accessible via the Services infringes your rights, you may submit a notification to Blueboard in which you provide the following information: (a) identification of the rights/works that are being infringed upon; (b) identification of the content that is infringing your rights (including URL(s) for the content); (c) your name, address, telephone number, and electronic mail address; (d) a statement that you have a good faith belief that use of the content in the manner complained of is not authorized by the rights holder, its agent, or the law; (e) a statement that the information in the notification is accurate and, under penalty of perjury, that you are authorized to act on behalf of the owner of an exclusive right that is allegedly infringed; and (f) your physical or electronic signature, or that of a person authorized to act on your behalf, of the owner of an exclusive right that is allegedly infringed. Notices may be sent to copyright@opera.com.

Crypto Wallet Service

The Crypto Wallet Service provides a self-hosted, user-controlled solution for blockchain networks and cryptographically secured digital assets (“Crypto Assets”). While commonly referred to as a “wallet”, it is important for you to understand that, unlike cash in a physical wallet, Crypto Assets are not stored in the wallet.
Our wallet Service stores a key pair (an address or public key, as well as an encrypted private key). The key pair enables you to communicate with blockchain networks through our wallet Service and without requiring you to download or install additional software to your device. Any Crypto Asset, however, is stored, sent and received by and within the relevant blockchain network. The wallet Service facilitates your communications with and use of these blockchain networks.
Blockchain networks are peer-to-peer networks supported by third parties. In order to be completed, all proposed transactions must be confirmed and recorded in the Crypto Asset’s associated network. We have no control over the blockchain networks and, therefore, cannot and do not ensure that any transaction details that you submit will be confirmed and processed, or that this will occur in a timely manner. You should carefully assess the Ethereum Networks and Crypto Assets with which you choose to transact.
In addition to the main body of these Terms, use of our wallet Service is subject to the following additional service specific requirements:

1. Create or Import a Wallet. To use this Service, you must either import an existing wallet or create a new wallet. If you create a new wallet, you will be assigned a key pair consisting of a public key (or address) for your wallet, as well as an encrypted private key. You will also be assigned a human readable, mnemonic passphrase (“Backup Phrase”) for use in accessing your encrypted private key.
2. Write Down Your Backup Phrase. When creating a new wallet, you will be prompted to write down your Backup Phrase. Your wallet does not receive or store your Backup Phrase. Neither your key pair nor the Backup Phrase is available to us. We cannot, therefore, assist you with key pair or Backup Phrase retrieval. We cannot generate a new Backup Phrase for your wallet. You accept and acknowledge that any Crypto Asset you have associated with your wallet address will become inaccessible if you do not have your Backup Phrase. We also strongly encourage users to take a backup of their Backup Phrase as well as their key pair on an external medium.
3. Keep Your Backup Phrase Secure. The Backup Phrase can be used to unlock your encrypted private key, which is stored in a separate file on your device. The private key is connected to your wallet’s public address and, together, they can be used to authorize the transfer of Crypto Assets to and from that address. You are responsible for maintaining the confidentiality of your Backup Phrase and will be fully responsible for any and all activities that occur using such Backup Phrase.
4. You are Responsible for Managing Your Crypto Assets. Once transaction details have been submitted to a blockchain network it is not possible to cancel or otherwise modify your transaction. We have no control over any blockchain network, and we do not have the ability to facilitate any cancellation or modification request. You must ensure that you have adequate Crypto Assets associated with your wallet address before initiating a transaction.
5. You Must Comply With the Law. You can only use our wallet Service if permitted under the laws of your jurisdiction. Please make sure that your use of the wallet Service is in compliance with all laws, rules, and regulations that apply to you. It is your responsibility to determine what, if any, taxes apply to your Crypto Asset transactions, and it is your responsibility to report and remit the correct tax to the appropriate tax authority where applicable. We are not responsible for determining whether taxes apply to your transactions or for collecting, reporting, withholding, or remitting any taxes arising from any of your transaction.

MiniPay Service

The MiniPay Service is available only to users in qualifying countries and provides a self-hosted, user-controlled solution crypto wallet for CELO blockchain network and cryptographically secured digital assets (“Crypto Assets”). While commonly referred to as a “wallet”, it is important for you to understand that, unlike cash in a physical wallet, Crypto Assets are not stored in the wallet.
Our MiniPay Service stores a key pair (an address or public key, as well as an encrypted private key). The key pair enables you to communicate with the CELO blockchain network through our MinPay Service and without requiring you to download or install additional software to your device. Any Crypto Asset, however, is stored, sent and received by and within the CELO blockchain network. The MiniPay Service facilitates your communications with and use of CELO blockchain networks.
Celo blockchain network is a peer-to-peer network supported by third party. In order to be completed, all proposed transactions must be confirmed and recorded in the CELO blockchain network. We have no control over the CELO blockchain network and, therefore, cannot and do not ensure that any transaction details that you submit will be confirmed and processed, or that this will occur in a timely manner. You should carefully assess the CELO blockchain networks and Crypto Assets with which you choose to transact.
In addition to the main body of these Terms, use of our MiniPay Service is subject to the following additional service specific requirements:

1. Create a Wallet. To use this Service, you need an OperaMini browser or download the MiniPay app, and you must create a new wallet. If you create a new wallet, you will be asked to login through your google account and provide us with your mobile phone number.
2. Your Secret Recovery Phrase. When creating a new wallet, we will assign a key pair consisting of a public key (or address) for your wallet, as well as an encrypted private key. You will also be assigned a mnemonic passphrase (“Secret Recovery Phrase”) for use in accessing your encrypted private key. Neither your key pair nor the Secret Recovery Phrase is available to us. We cannot, therefore, assist you with key pair or Secret Recovery Phrase retrieval. We cannot generate a new Secret Recovery Phrase for your wallet. For your convenience your Secret Recovery Phrase will be automatically stored and encrypted in your google account where only you may have an access to and through which you will be able restore your Secret Recovery Phrase.
3. Keep Your Secret Recovery Phrase Secure. You may also create your Secret Recovery Phrase that can be used to unlock your encrypted private key, which is stored in a separate file on your device. The private key is connected to your wallet’s public address and, together, they can be used to authorize the transfer of Crypto Assets to and from that address. You are responsible for maintaining the confidentiality of your Secret Recovery Phrase and will be fully responsible for any and all activities that occur using such Secret Recovery Phrase.
4. Your Crypto Assets Value. It is important to understand that MiniPay gives you access only to Crypto Assets and does not support any official currencies issued by central banks. While you may choose to display the value of your Crypto Assets in your local currency the present values of your Crypto Assets in local currency is an approximate value, calculated by using non-official rates sourced from exchangerate.host, and is subject to changes based on market trends. These rates are not officially fixed by Minipay.
5. You are Responsible for Managing Your Crypto Assets. Once transaction details have been submitted to a CELO blockchain network it is not possible to cancel or otherwise modify your transaction. We have no control over CELO blockchain network, and we do not have the ability to facilitate any cancellation or modification request. You must ensure that you have adequate Crypto Assets associated with your wallet address before initiating a transaction.
6. You Must Comply With the Law. You represent and warrant that you have not been included in any trade embargos or economic sanction list. You can only use our wallet Service if permitted under the laws of your jurisdiction. Please make sure that your use of the wallet Service is in compliance with all laws, rules, and regulations that apply to you. It is your responsibility to determine what, if any, taxes apply to your Crypto Asset transactions, and it is your responsibility to report and remit the correct tax to the appropriate tax authority where applicable. We are not responsible for determining whether taxes apply to your transactions or for collecting, reporting, withholding, or remitting any taxes arising from any of your transactions.