MiniPay Global Referral Campaign Terms and Conditions

1. Organizer

The MiniPay Global Expansion Referral Campaign (“Campaign”) is organized by Blueboard Limited, an entity organized under the laws of Ireland, with a registered address at The Wilde, 53 Merrion Square, Dublin 2, D02 PR63, Ireland, a subsidiary of Opera Norway AS (“Blueboard,” “we,” “us,” and “our”).

2. Agreement and Terms and Conditions:

These Terms of Service (“Terms”) form a legally binding contract between you and Blueboard. By participating in the Campaign, you agree to be bound by these Terms. You acknowledge and agree to be legally bound without limitation or qualification, and agree that all decisions of Blueboard are final and conclusive.

3. Eligibility

• Inviters: Open to adult residents of Kenya and Ghana who are active MiniPay users (including Ambassadors).
• Invitees: Eligible invitees are international users signing up with non-African phone numbers from whitelist countries (as specified in the Campaign blogpost).
• Employees of Blueboard, its affiliates, advertising or promotion agencies, individuals involved in the production, development, implementation, or handling of the Campaign, and the immediate family members (spouse, parents, siblings, and children) and household members of such employees are not eligible.

Local federal, provincial, and municipal laws apply. Void where prohibited.

4. Reward Rules

• The inviter must maintain a minimum balance of $2 equivalent in their MiniPay wallet.
• Successful referrals generate a random reward between $10 and $50 (maximum of one $50 reward per 24-hour period), plus an extra $1 for every $10 your friend deposits on their first deposit.
• Each referrer may claim up to 5 rewards per day.
• Rewards are capped and subject to availability. Blueboard reserves the right to adjust amounts or requirements at its sole discretion.

5. Entry Period

The Campaign will launch on September 1st, 2025 and run until November 30th, 2025. Any changes to start and end dates will be communicated via the MiniPay app, blog, or official social channels.

6. Release and Limitations of Liability:

By participating, you agree to release and hold harmless Blueboard, Opera, and/or its suppliers from any direct, indirect, punitive, incidental, special, consequential damages, or any damages whatsoever, including without limitation damages for loss of use, data, or profits, arising out of participation in the Campaign or receipt or use of any reward. This includes but is not limited to: (a) unauthorized human intervention; (b) technical errors related to computers, servers, providers, or networks; (c) errors in the administration of the Campaign or processing of referrals; or (d) injury or damage to persons or property resulting from participation or receipt of rewards.

You further agree that in any cause of action, Blueboard’s liability will be limited to the cost of participating in the Campaign, and in no event shall Blueboard be liable for attorney’s fees or costs. You agree to indemnify and hold Blueboard, its parents, subsidiaries, affiliates, officers, and employees harmless from any claim, demand, or damage, including reasonable attorneys’ fees, asserted by any third party due to or arising out of participation in the Campaign.

7. Governing Law and Jurisdiction:

These Terms are governed by the laws of Norway without giving effect to any conflicts of law principles that may require the application of the laws of a different country. All actions or proceedings arising under or related to these Terms must be brought in the Oslo City Court, and each party hereby agrees to irrevocably submit to the jurisdiction and venue of such court.

8. Changes to the Campaign:

We reserve the right to modify, suspend, or terminate the Campaign at our sole discretion, including but not limited to altering reward amounts, eligibility requirements, or any other aspect of the Campaign. Any changes to these Terms will be communicated via the MiniPay app or MiniPay official social media channels.

9. Notice:

Users from the United Kingdom, Mexico, the UN, FATF, or MAS-sanctioned countries are excluded from participation. Investing in cryptocurrencies carries significant risk, and you should consider whether it is appropriate for your financial situation.

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