If you’re planning a trip to Nigeria, you’ll probably spend time thinking about flights, where you’ll stay, who you’re seeing.

Then you land — and very quickly, one problem cuts through everything else:

How do you actually pay for things here?

Anyone who’s tried using a foreign card in Lagos knows how this goes. Sometimes it works. Often it doesn’t. POS machines decline without explanation. ATMs are unpredictable. Cash becomes something you’re constantly counting, guarding, worrying about. A simple meal, a ride, or an entry fee suddenly carries friction it shouldn’t.

That’s the problem MiniPay just solved.

Pay with MiniPay is now live in Nigeria, letting travelers and diaspora visitors send instant bank transfers to Nigerian accounts directly from their USDT balance.

No local bank account.
No cash juggling.
Just payments that work the way Nigeria already works.

Nigeria runs on instant bank transfers.

Nigeria’s payment culture is not card-first — and it hasn’t been for a long time.

From large payments to the most ordinary, everyday transactions, bank transfers are the default. In traffic. At restaurants. At clubs. For rides. For short stays. For vendors who don’t even look up anymore when they say, “You can transfer.”

Transfers are trusted because they’re instant and final. Merchants don’t worry about chargebacks. Customers don’t wait around for terminals to reconnect. Money moves, confirmation lands, life continues.

For locals, this is invisible. For visitors, it’s usually a wall.

Until now, paying this way meant opening a Nigerian bank or mobile money account — something most travelers simply can’t do. So people adapt badly: withdrawing cash repeatedly, testing multiple cards, sending awkward “Can I pay you later?” messages.

MiniPay removes that wall entirely.

With this launch, visitors can pay Nigerian banks the same way locals do — without becoming locals first.

What Pay with MiniPay in Nigeria actually unlocks

MiniPay lets you keep your balance in USDT and spend it directly into Nigeria’s banking system.

You deposit funds into your wallet using payment methods from any of the 65 countries where MiniPay is live including the US and across Europe. When it’s time to pay, you open MiniPay, tap Pay, select Nigeria — Bank Transfer, and send to any Nigerian bank account.

The recipient receives a normal local transfer, instantly.

From their side, it looks like any other Nigerian payment.
From your side, it’s one wallet that finally understands where you are.

This was built for travel

This launch is about a problem that hasn’t gone away for travelers:

• Cards fail for reasons you can’t predict or fix.
• Cash creates risks you shouldn’t have to manage.
• Local apps ask for IDs you don’t have and accounts you can’t open.

MiniPay works because it doesn’t try to change Nigeria’s payment behavior. It fits into it.

That matters whether you’re coming back to see family, spending a few weeks in Lagos, attending weddings or events, or arriving during peak travel seasons when everything moves faster and breaks more easily.

Arrive ready

The worst time to figure out how to pay in Nigeria is after you’ve landed.

With MiniPay, you can top up abroad, arrive with your wallet ready, and move confidently from day one — without guessing which card will work or how much cash is enough.

Nigeria moves fast.  Your money should too.

Pay with MiniPay in Nigeria is live today.

 nstant bank transfers. One USDT balance. No local account required.

If you’re traveling to Nigeria soon, this is the simplest way to pay like a local.

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