MiniPay has always been powered by its users, and now, our Kenyan & Ghanaian community is taking the lead in helping us bring MiniPay to new international markets. This campaign celebrates your role as pioneers, showing the world how MiniPay users are helping build a financial community without borders.
By inviting friends and family abroad, you’ll be at the heart of MiniPay’s global growth, while earning instant rewards of up to $50 per referral.
Make sure to get your referrals in - this campaign ends on Nov 30th!
Building a Global Community Together
MiniPay is more than a wallet, it’s a community that spans continents. This campaign celebrates our shared vision of connecting users worldwide. By inviting friends and contacts from Europe, the Americas, Asia, Australia and other key international regions outside Africa, you help us create a network that transcends borders and brings us closer together.
How it works
- Get Eligible: To qualify, you must have already topped up your MiniPay wallet and maintain at least $2 balance
- Share Your Link: If you’re in Kenya or Ghana, send your referral link to friends in eligible countries
- Easy Sign-Up: Your friends join MiniPay with their local phone number
- Deposit Requirement: For the referral to be valid, the new user must top up their wallet with a minimum of $10 in local currency using one of the integrated partners to add funds. When they make this first deposit, you will also earn an additional $1 for every $10 deposited by the person you referred.
- Get Paid Instantly: Once verified, you’ll receive a reward between $10 - $50 immediately, plus an extra $1 for every $10 your friend adds on their first deposit. Terms & Conditions apply
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What’s in It for You?
- Lead the Way: Kenyan and Ghanaian users are the first to launch MiniPay’s global expansion.
- Bigger Rewards: Earn up to $50 per referral — plus an extra $1 for every $10 your friend adds on their first deposit. Our most rewarding campaign yet!
- Instant Payouts: No waiting; rewards arrive instantly.
- Global Impact: This campaign is about building a worldwide community, and every referral you make is a step towards a more connected global MiniPay family.
Eligible Invitee Countries
You can invite friends and family from these countries:
Europe & Surrounding Regions
Albania, Andorra, Austria, Armenia, Azerbaijan, Belgium, Bosnia and Herzegovina, Bulgaria, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Georgia, Germany, Greece, Hungary, Iceland, Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Monaco, Montenegro, Netherlands, Norway, Poland, Portugal, Romania, San Marino, Serbia, Slovakia, Slovenia, Spain, Sweden, Switzerland, Turkey, United Kingdom.
Americas
Argentina, Canada, Colombia, United States.
Asia-Pacific
Australia, Malaysia, New Zealand, Philippines, Thailand, Vietnam.
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Transfers land in under 5 seconds. Recipients keep more dollars, every time.
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Be Part of MiniPay’s Global Story
Kenya and Ghana, you are the pioneers of this global journey. By inviting your friends abroad, you're helping shape the future of MiniPay as we expand into new markets.
Share your link today, invite your friends, family, and watch your rewards grow. Together, we’re building a borderless global community.
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Frequently Asked Questions
Who is eligible for this referral bonus?
Right now, only MiniPay users in Kenya and Ghana can send invites. Other MiniPay markets will follow soon.
Which countries can I refer friends from?
Any of the eligible countries listed above. (Not applicable for African countries)
What must my referral do?
Sign up with their phone number and deposit at least $10 using any of the integrated providers
When do I receive my reward?
Instantly, as soon as the referral’s deposit is verified.
Can I also use the regular referral program?
Yes, this global campaign runs alongside our regular referral program.




