Marta Gomes
October 19, 2026

MiniPay Cashback Program on Cross-Border Transfers

Learn how the MiniPay cashback program rewards users sending money internationally, with cashback in USD* on eligible transfers.

MiniPay Cashback Program on Cross-Border Transfers

Learn how the MiniPay cashback program rewards users sending money cross-borders, with cashback in USD*  on eligible transfers.

The MiniPay cashback program is designed for people who regularly send money across borders from the US and EU. This includes immigrants and people in the diaspora supporting their families back home, as well as others who need to move money internationally.

How the Cashback Program Works

Users will receive cashback rewards after sending money internationally through eligible cross-border transfers. Rewards are paid in digital dollars*  and credited to the user's MiniPay wallet 24 hours after the transaction has been validated.

Cashback Structure

The following limits apply:

  • Minimum eligible cross-border transaction: $100.
  • Maximum cashback: $25 per transaction.
  • Maximum cashback: $100 per user per month.
  • Cashback applies to the first four eligible transactions per month.
  • Cashback is credited to your MiniPay wallet 24 hours after transaction validation.

There is no minimum amount required to add cash to your wallet. However, cashback eligibility is triggered when $100 is added and sent to Africa.

Cashback Rules

  • The minimum eligible cross-border transaction amount is $100.
  • Cashback is capped at $25 per eligible transaction.
  • Each user can receive up to $100 in cashback per month.
  • Cashback applies to the first four eligible transactions per month.
  • Cashback is credited to the user's MiniPay wallet 24 hours after transaction validation.
  • There is no minimum amount required to add cash to your wallet. Cashback eligibility is triggered when $100 is added and sent to Africa.

Eligibility Requirements

The program covers cross-border corridors from the US and EU to the following destinations:

  • Africa: Nigeria, Ghana, Kenya and South Africa.
  • Indonesia.
  • Brazil.

For eligible transfers to Africa, users can receive tier-based cashback up to $100 a month, subject to the applicable transaction amount and program limits.

Eligible Payment Methods

The program covers eligible cross-border transfers from the US and EU to Nigeria, Ghana, Kenya, South Africa, Indonesia, and Brazil. 

Eligible add-cash methods and partners:

  • Transak
  • Banxa
  • TransFi
  • Daimo through Coinbase in the US
  • Virtual Account

Eligible send-cash methods:

  • Transfers between MiniPay wallets (MiniPay to MiniPay).
  • Pay with MiniPay through the Partna flow.
  • Pay with MiniPay through the Fonbank flow.

* USD/Digital dollars= USDC

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