The MiniPay Card is live — a Visa debit card connected directly to your stablecoin balance, accepted at over 175 million merchants worldwide. Groceries, flights, subscriptions, dinner. Online or in-store. If Visa is accepted, the MiniPay Card works. No conversion. No swap. No extra app. Tap and pay.

For years, holding digital assets including stablecoins meant one thing: sitting on digital dollars with no easy way to move them into the real world. Converting to fiat meant exchange fees, wait times, and accounts you didn't want to open. So the money sat there; useful in theory, awkward in practice.

The MiniPay Card lets you use your stablecoin balance. Every purchase settles directly from your card balance, converted at the point of sale with no hidden fees. The merchant sees a standard Visa transaction. You see your balance update in real time.

No off-ramp. No intermediary. Just your balance, working.

Earn 5% Cashback — Paid in Tether Gold or Stablecoins

Every qualifying purchase earns 5% REAL cashback. Paid in Tether Gold (XAUt0) for exposure to a gold-backed asset, or USDT/USDC keeping it simple and stable.

This isn't a points system with a redemption catalog. It's not a token you have to manage. The cashback lands in your wallet in a value you already understand.

Spend $500 this month. Get $25 back in gold or stablecoins. See how it works.

Zero Activation Fee

No subscription required. No token to stake. No tier to unlock. Activate your MiniPay Card and start using it immediately. The only prerequisite is having a balance in your wallet..

Bring Crypto from Anywhere. Fund from Local Currency in 60+ Countries.

Deposit from any chain, any wallet — Ethereum, Solana, wherever you hold your assets — with zero deposit fees. Your balance becomes spendable immediately.

Already working with local currency? Fund your card from over 60 countries using the payment methods you know: Apple Pay, bank transfer, mobile money, and more. Also with zero fees.

Apple Pay and Google Pay Ready

Add your MiniPay Card to your phone wallet in seconds. Tap to pay at any contactless terminal, anywhere in the world.

Built for People Who Actually Need Global Money

The MiniPay Card is built for people who earn, save, and move money across borders—and who are tired of losing a percentage of it every time they touch the traditional financial system.

Remote workers who get paid in USDT. Freelancers invoicing in USDC. Immigrants moving to a new country without access to local banking.  Families in the diaspora managing money across two countries. People in high-inflation markets who hold stablecoins because their local currency isn't reliable.

For all of them, the MiniPay Card is the missing piece: the spend layer that makes a stablecoin balance actually useful in daily life.

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Frequently Asked Questions

What stablecoins can I use with the MiniPay Card?

MiniPay supports USDT, USDC, and mUSD. Your balance is spent directly at the point of sale — no manual conversion required before you pay.

Where is the MiniPay Card accepted?

Anywhere Visa is accepted — over 175 million merchants worldwide, online and in-store. The card also works with Apple Pay and Google Pay for contactless payments.

How does the 5% cashback work?

You earn 5% cashback on qualifying purchases. Rewards are paid in Tether Gold (XAUT) or USDT/USDC. Cashback is credited directly to your MiniPay wallet.

How do I fund the MiniPay Card?

You can deposit stablecoins from any chain with zero deposit fees, or fund in local currency from 60+ countries using familiar payment methods like bank transfer or mobile money.

Is there an activation fee?

No. The MiniPay Card has zero activation fee. Activate in the app and start spending immediately.

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