Managing money is part of everyday life. From buying mobile data and airtime to paying bills, sending money and setting something aside for the future, small financial decisions add up.

But what if your everyday financial activities could do more for you?

Meet Commons, a new Mini App in MiniPay designed to make everyday money habits more rewarding. By bringing together savings opportunities, rewards and a community leaderboard, Commons encourages users to make the most of their regular MiniPay activity while building greater confidence in managing their money.

What Is Commons?

Commons is a new mini app that rewards consistent engagement with everyday financial activities. The idea is simple: using MiniPay for the things you already do can help you access additional benefits and build a regular financial routine.

Once you subscribe to Commons, qualifying activities earn you scratch cards, and scratching them reveals points. A weekly community leaderboard adds another layer, recognising users who stay active and consistently engage with MiniPay. Rather than making rewards the whole point, Commons is designed to make everyday financial activity more valuable.

How Does Commons Work?

Getting started is simple:

1. Subscribe to Commons

Activate Commons for free to start participating.

2. Use MiniPay for everyday activities

Carry on with qualifying activities, such as buying airtime or data, paying bills, sending money, adding to savings or completing your daily claim and many more

3. Collect scratch cards

Every qualifying activity you complete after subscribing earns you a scratch card.

4. Scratch to reveal your points

Scratch your cards to reveal points. The more you take part, the more cards you collect and the more points you can earn.

5. Stay active and climb the leaderboard

Your points build your position on the weekly leaderboard. Consistent activity helps you progress, with top-ranked users eligible to share in the weekly community reward.

Consistency Makes the Difference

Commons is designed to recognise regular activity, not just how much someone spends in a single transaction. By participating throughout the week, users can accumulate points and improve their leaderboard position. This approach encourages a more consistent relationship with MiniPay and makes everyday financial habits part of a longer-term routine. Whether you're taking care of everyday expenses or building your savings, Commons encourages you to keep showing up.

‍

Frequently Asked Questions:

What is MiniPay Commons?

MiniPay Commons is a mini app designed to make everyday financial activities more rewarding through scratch cards, points and a weekly community leaderboard.

How do I join MiniPay Commons?

You can subscribe to Commons for free to activate the experience.

How do I earn rewards?

After subscribing, qualifying activities, such as buying airtime or data, paying bills, adding to savings and completing your daily claim,  earn scratch cards. Scratch them to reveal points

What are points used for?

Points contribute to your position on the weekly Commons leaderboard. Your ranking determines your eligibility to share in the weekly community reward.

Do I need to be at the top of the leaderboard to benefit from Commons?

No. Commons is designed to provide value through everyday financial activities and savings opportunities, with leaderboard rewards offering an additional benefit for consistent participation.

How can I improve my leaderboard position?

Stay active and complete qualifying activities throughout the week. Commons rewards consistency, so regular participation helps you build points over time.

‍