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Join 7M+ wallets sending with MiniPay

Do it all with Stablecoins

Send it, Swap it, Spend it—Anywhere, Anytime.1

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Get the Minipay App

Scan the QR code to download the app

Send funds globally

Sending with MiniPay is like sending a text—done in 5 seconds. All you need is a phone number.

* MiniPay is a self-custodial wallet built on the Celo blockchain. All transactions are facilitated using USD stablecoins.
Select Currencies

Cash to crypto and back in seconds

Seamlessly convert local cash into USDT, USDC, or cUSD using your preferred method—card, Apple Pay, mobile money or bank transfer—and switch back just as fast.

* All exchanges between stablecoins and local currency are facilitated by third party providers. Third party restrictions and Terms and Conditions apply.

No fees, just stables

Buy USDT, USDC, and cUSD stablecoins with ZERO fees.2

* Available with select providers

Global reach, local touch

Seamless global transactions with a local feel.

Send & receive with MiniPay Cash Links

Send funds with a link. Share via text or email and claim instantly with no fees or delays.

jake send screenshot

Fees so low, you barely notice

Move your funds without the burden of high fees. Send for less than fixed $0.01 per transaction, thanks to sub-cent fees on Celo.

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Send to family, friends or anyone, in 53+ countries

AU
Australia
BR
Brazil
US
USA
IT
Italy
FR
France
NL
Netherlands
PT
Portugal
AU
Australia
BR
Brazil
US
USA
IT
Italy
FR
France
NL
Netherlands
PT
Portugal
AU
Australia
BR
Brazil
US
USA
IT
Italy
FR
France
NL
Netherlands
PT
Portugal
CH
Switzerland
CA
Canada
CY
Cyprus
UK
United Kingdom
AT
Austria
ZM
Zambia
CH
Switzerland
CA
Canada
CY
Cyprus
UK
United Kingdom
AT
Austria
ZM
Zambia
CH
Switzerland
CA
Canada
CY
Cyprus
UK
United Kingdom
AT
Austria
ZM
Zambia
ZA
South Africa
NG
Nigeria
DE
Germany
SE
Sweden
SI
Slovenia
ZA
South Africa
NG
Nigeria
DE
Germany
SE
Sweden
SI
Slovenia
ZA
South Africa
NG
Nigeria
DE
Germany
SE
Sweden
SI
Slovenia

Drag & swap with Pockets

Swap stablecoins instantly Just drag and drop between USDC, USDT, and cUSD. You saw it here first.

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Hold & Earn

Earn daily rewards of up to 2% per week on your balance—just for keeping it cozy. No strings, no locks, no hoops. Hold your stables, stack your rewards.

* Available in select markets. Restrictions may apply
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MiniPay Boost Reward
Home Reward 2

The easiest wallet you’ll ever use

No complicated steps or confusing fees—just clear, human-focused features. Enjoy effortless onboarding and seamless fund transfers.

stable coins

Stay stable, go local

Hold stablecoins and withdraw directly to local currencies,  no matter where you are in the world.

* All exchanges between stablecoins and local currency are facilitated by third party providers. Third party restrictions and Terms and Conditions apply.
Pay Local Illustration

Mini Apps

Earn. Spend. Save. Everyday tasks, powered by stablecoins.

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Access third party Mini Apps on Celo

Engage with Mini Apps for savings, bill payments, vouchers, and more.

No Extra Setup

Interact with Mini Apps without any extra steps.

Real-World Use Cases

Use your stablecoins for everyday activities, and earn rewards. Powered by 3rd party providers.

* Available in select markets. Restrictions may apply

Full control, complete security

You hold the keys, and you make the moves.

Checklist

Protected transactions

Authenticate every transaction with your Biometrics.

Verify

Transparent & verifiable

Every transaction is recorded on the blockchain for full transparency.

Globe

Google backup

Your wallet is backed up and easily restorable with Google, so you never have to worry about losing access to your funds.

What people are saying about MiniPay

See how our users are simplifying global transactions and making life easier with our platform.

nic carter
nic carter

will be the most-used dedicated stablecoin wallet in the world within 12 months.

gigahierz.eth
gigahierz.eth

@minipay does it again. Best user experience in Web3! Convince me otherwise...

Alberto Martin
Alberto Martin

👀 what a great use case, travel and pay for an eSim on stablecoins to be connected. Well done.

Brian Atoli
Brian Atoli

Minipay is a game changer .I personally use minipay everyday,when shopping ,when buying goods, when I want to send money to my friends  .we love it

Victor Bryce
Victor Bryce

Consumption of stablecoins especially in @minipay is next thing to watch...It's gonna be big..imagine sending money to someone overseas with negligible transactions cost,speed of light and they consume as their local currency..for me it's magic

Nur'fatin' Hamzah
Nur'fatin' Hamzah

Despite the initial friction, we love @minipay ! It offers versatile options to send funds directly to a bank account or popular digital wallets in Uganda—super practical.

Nwachukwu Grace
Nwachukwu Grace

"Sharing joy this holiday season with MiniPay!"

I sent instant cash gifts to my siblings with MiniPay! No more queues or delays, just seamless transfers that brought big smiles

I also used MiniPay to donate to a local food drive, spreading love

Sani H. Nasir
Sani H. Nasir

Living in northern Nigeria, MiniPay has become my go-to for convenience. From buying data and recharge cards to paying bills and shopping for goods and services, it’s a seamless solution for all my financial needs.

Alphoncy Sagin
Alphoncy Sagin

I’ve been using MiniPay for a while now, and it’s been a fantastic experience. It’s reliable, easy to use, and perfect for saving, spending, and sending dollar stablecoins. Definitely one of the best apps out there.

Michael Asah
Michael Asah

Minipay is on a whole other level, to be honest. It makes cross-country transfer of money so seemless and so easy. With just a mobile number and an email account, money can be transferred to and from every and any country in just a few moments. MiniPay is most definitely the new "IT"

nic carter
nic carter

will be the most-used dedicated stablecoin wallet in the world within 12 months.

gigahierz.eth
gigahierz.eth

@minipay does it again. Best user experience in Web3! Convince me otherwise...

Alberto Martin
Alberto Martin

👀 what a great use case, travel and pay for an eSim on stablecoins to be connected. Well done.

Brian Atoli
Brian Atoli

Minipay is a game changer .I personally use minipay everyday,when shopping ,when buying goods, when I want to send money to my friends  .we love it

Victor Bryce
Victor Bryce

Consumption of stablecoins especially in @minipay is next thing to watch...It's gonna be big..imagine sending money to someone overseas with negligible transactions cost,speed of light and they consume as their local currency..for me it's magic

Nur'fatin' Hamzah
Nur'fatin' Hamzah

Despite the initial friction, we love @minipay ! It offers versatile options to send funds directly to a bank account or popular digital wallets in Uganda—super practical.

Nwachukwu Grace
Nwachukwu Grace

"Sharing joy this holiday season with MiniPay!"

I sent instant cash gifts to my siblings with MiniPay! No more queues or delays, just seamless transfers that brought big smiles

I also used MiniPay to donate to a local food drive, spreading love

Sani H. Nasir
Sani H. Nasir

Living in northern Nigeria, MiniPay has become my go-to for convenience. From buying data and recharge cards to paying bills and shopping for goods and services, it’s a seamless solution for all my financial needs.

Alphoncy Sagin
Alphoncy Sagin

I’ve been using MiniPay for a while now, and it’s been a fantastic experience. It’s reliable, easy to use, and perfect for saving, spending, and sending dollar stablecoins. Definitely one of the best apps out there.

Michael Asah
Michael Asah

Minipay is on a whole other level, to be honest. It makes cross-country transfer of money so seemless and so easy. With just a mobile number and an email account, money can be transferred to and from every and any country in just a few moments. MiniPay is most definitely the new "IT"

nic carter
nic carter

will be the most-used dedicated stablecoin wallet in the world within 12 months.

gigahierz.eth
gigahierz.eth

@minipay does it again. Best user experience in Web3! Convince me otherwise...

Alberto Martin
Alberto Martin

👀 what a great use case, travel and pay for an eSim on stablecoins to be connected. Well done.

Brian Atoli
Brian Atoli

Minipay is a game changer .I personally use minipay everyday,when shopping ,when buying goods, when I want to send money to my friends  .we love it

Victor Bryce
Victor Bryce

Consumption of stablecoins especially in @minipay is next thing to watch...It's gonna be big..imagine sending money to someone overseas with negligible transactions cost,speed of light and they consume as their local currency..for me it's magic

Nur'fatin' Hamzah
Nur'fatin' Hamzah

Despite the initial friction, we love @minipay ! It offers versatile options to send funds directly to a bank account or popular digital wallets in Uganda—super practical.

Nwachukwu Grace
Nwachukwu Grace

"Sharing joy this holiday season with MiniPay!"

I sent instant cash gifts to my siblings with MiniPay! No more queues or delays, just seamless transfers that brought big smiles

I also used MiniPay to donate to a local food drive, spreading love

Sani H. Nasir
Sani H. Nasir

Living in northern Nigeria, MiniPay has become my go-to for convenience. From buying data and recharge cards to paying bills and shopping for goods and services, it’s a seamless solution for all my financial needs.

Alphoncy Sagin
Alphoncy Sagin

I’ve been using MiniPay for a while now, and it’s been a fantastic experience. It’s reliable, easy to use, and perfect for saving, spending, and sending dollar stablecoins. Definitely one of the best apps out there.

Michael Asah
Michael Asah

Minipay is on a whole other level, to be honest. It makes cross-country transfer of money so seemless and so easy. With just a mobile number and an email account, money can be transferred to and from every and any country in just a few moments. MiniPay is most definitely the new "IT"

nic carter
nic carter

will be the most-used dedicated stablecoin wallet in the world within 12 months.

gigahierz.eth
gigahierz.eth

@minipay does it again. Best user experience in Web3! Convince me otherwise...

Alberto Martin
Alberto Martin

👀 what a great use case, travel and pay for an eSim on stablecoins to be connected. Well done.

Brian Atoli
Brian Atoli

Minipay is a game changer .I personally use minipay everyday,when shopping ,when buying goods, when I want to send money to my friends  .we love it

Victor Bryce
Victor Bryce

Consumption of stablecoins especially in @minipay is next thing to watch...It's gonna be big..imagine sending money to someone overseas with negligible transactions cost,speed of light and they consume as their local currency..for me it's magic

Nur'fatin' Hamzah
Nur'fatin' Hamzah

Despite the initial friction, we love @minipay ! It offers versatile options to send funds directly to a bank account or popular digital wallets in Uganda—super practical.

Nwachukwu Grace
Nwachukwu Grace

"Sharing joy this holiday season with MiniPay!"

I sent instant cash gifts to my siblings with MiniPay! No more queues or delays, just seamless transfers that brought big smiles

I also used MiniPay to donate to a local food drive, spreading love

Sani H. Nasir
Sani H. Nasir

Living in northern Nigeria, MiniPay has become my go-to for convenience. From buying data and recharge cards to paying bills and shopping for goods and services, it’s a seamless solution for all my financial needs.

Alphoncy Sagin
Alphoncy Sagin

I’ve been using MiniPay for a while now, and it’s been a fantastic experience. It’s reliable, easy to use, and perfect for saving, spending, and sending dollar stablecoins. Definitely one of the best apps out there.

Michael Asah
Michael Asah

Minipay is on a whole other level, to be honest. It makes cross-country transfer of money so seemless and so easy. With just a mobile number and an email account, money can be transferred to and from every and any country in just a few moments. MiniPay is most definitely the new "IT"